I think this web tool could be an entertaining way to liven up photo sharing of various holidays or family events.
clipped from www.bubblecaption.com

Welcome to Caption Picture.com. Here you can quickly and easily add bubble captions to your photos and images. Simply upload your image or paste in the location of your image, drag and drop some objects on your photo, enter some text and you’re good to go. We even host your image for you. This is perfect for online family albums, myspace, friendster or wherever you decide to share your images. Bring your images to life, dont leave your viewers guessing! A picture may say a million words, but a captionbubble image will say whatever you want it to.

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